Reading and Understanding Credit Reports

Reading and Understanding Credit Reports provides a general overview of credit reports, the information they include, and how to help participants use information to create credit action plans. After completing this course, learners will be able to explain the type of information they may find on credit reports and why information may vary, identify actions participants can take based on what is on their credit reports, and understand what credit action planning is and how you can implement it to help participants meet their goals.  

This is an estimated 2.5-hour, self-paced course that includes five modules with twelve video lessons. Each module has a 5-question quiz and the the final module includes a 20-question course quiz. You must receive a score of 80% to pass this course and access your certificate. You may retake the quizzes as many times as needed.  

Enrollment entitlement required to take this Course.
Course progress
Course Modules

Module 1: Introduction

Lessons
Module Activities
Reading and Understanding Credit Reports Video Lesson (10 min)

Module 2: Reading Credit Reports

Lessons
Module Activities
Consumer Reports Video Lesson (10 min)
Accessing Credit Reports Video Lesson (10 min)
Credit Report Sections Video Lesson (10 min)
Reading Credit Reports

Module 3: Understanding Credit Reports

Lessons
Module Activities
Understanding Credit Report Information Video Lesson (10 min)
What Credit Reports May Tell You Video Lesson (10 min)
What Credit Reports May Not Tell You Video Lesson (10 min)
Understanding Credit Reports

Module 4: Taking Action

Lessons
Module Activities
Credit Action Plans Video Lesson (10 min)
Supporting Positive Behaviors Video Lesson (10 min)
Addressing Delinquencies and Inaccuracies Video Lesson (10 min)
Creating a Credit Action Plan with Zoey Video Lesson (10 min)
Taking Action

Module 5: Course Recap

Lessons
Module Activities
Reading and Understanding Credit Reports Wrap-Up Video Lesson (10 min)
Final
Course Evaluation (10 min)